Monthly Archive: February 2016

Impact Of Credit Score On Your Job Search

credit score job

Potential candidates are looking for employment opportunities run for credit checks. The reason for the importance of credit score in a job search is because of the mounting job applications for a single job. Employers are looking for reliable candidates for their business. Many candidates fail to understand the importance of credit scores and employment. Statistics reveal that 25% of the employees conduct credit checks on the potential candidates according to SHRM reports in 1998. In the year 2006, it was raised to 43%. Employers are choosy about their new hires and find credit score checks a crucial way to learn about the employment and financial background of the future employees.

Many companies can offer credit score check. Choose a reliable service provider like cafecredit® (official website) to learn about the credit score. What many fail to understand is that the potential employers will not learn anything about the candidate’s credit score or rating. They will get access only to information that is available in the public domain. The information the employer has access to include payment history, bankruptcies, and tax liens. The credit score checks with offer information like social security number, driver license and credit reports. These are some of the information that can be easily faked and the company can get access to the original information.

A credit score can affect the job search. Those with poor credit scores may find it difficult to find a position in the finance-oriented field like banking, financial institutions and jobs that involve handling cash or sensitive information. It is not easy for the employer to access your credit information without your knowledge. The consent form has to be signed by the candidate to get access to the information. Remember that your credit score cannot hamper your chance of getting a job but a poor credit history can result in losing a job opportunity.

Ways To Identify The Best Credit Repair Company


Fixing the credit troubles personally will not be everyone’s cup of tea so it will be an excellent idea to choose the best credit repair company in order to solve this type of issues in an effective manner. Normally, top credit repair companies rated by according to the financial services will be provided by them. It will be advisable to make sure the right company is chosen as there are numerous companies in the market who make a lot of promises but only a very few of them have the ability to fulfill it properly. So never get tempted by the offers that are provided by the companies.

It is necessary to know the truth properly before doing any work. Have a look at the customer service provided by the company as this will be providing the first impression about the company. Make sure no illegal or fake practices are supported by the company in order to get the credit score right. Poor services can be identified very easily by having a talk with the previous customers of the company. So it will be advisable to have a look at the online websites of the company as this will provide a very clear idea about the services through the testimonials and comments in it.

Note the track record of the company and if the success rate of the company is very good, then the option chosen is right. Experienced companies in this field will also provide the expected result. Before entering any type of company, it is necessary to make sure the associations of the company is reliable. In case, any type of question is posed to the company it has to be answered properly by the employee as this will provide confidence to the client. The company should be able to create a positive image for the client among the lenders and credit bureau.